PM-KISAN Samman Nidhi Yojana
- Quick Summary
- Benefits
- Eligibility Criteria
- Who is NOT Eligible
- Financial Assistance
- Documents Required
- How to Apply
- Online Process
- Offline Process
- Important Links
- About the Scheme
- What is PM-KISAN?
- Why Was It Launched?
- How Does It Work?
- Latest Updates (2026)
- Comparison
- Common Mistakes While Applying
- Frequently Asked Questions
- Conclusion
Quick Summary
| Detail | Information |
|---|---|
| Scheme Name | Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) |
| Launched On | February 2019 (effective from 1st December 2018) |
| Launched By | Government of India |
| Ministry/Department | Ministry of Agriculture and Farmers Welfare |
| Scheme Type | Central Sector Scheme |
| Beneficiaries | All landholding farmer families in India |
| Financial Assistance | ₹6,000 per year (3 installments of ₹2,000) |
| Application Mode | Online (Portal & App) / Offline (CSC & Agriculture Office) |
| Official Website | pmkisan.gov.in |
Benefits
- ₹6,000 annual income support transferred directly to the farmer's bank account — no middlemen involved.
- Payments arrive in three installments of ₹2,000 each, timed to help farmers before sowing seasons.
- The money is a pure income transfer, not a loan. There is nothing to repay.
- Funds can be used for any purpose — buying seeds, fertilisers, paying household expenses, or any other need.
- The scheme operates on Direct Benefit Transfer (DBT), ensuring transparent and tamper-proof payments.
- No landholding cap — small, marginal, and large farmers all qualify.
- Registration is free. There are no processing fees at any stage.
Eligibility Criteria
- The applicant must be an Indian citizen.
- The applicant must belong to a landholding farmer family (husband, wife, and minor children) who own cultivable agricultural land.
- Land ownership must be verifiable in the state or UT land records.
- Aadhaar card is mandatory. It must be linked (seeded) to the bank account.
- e-KYC must be completed — either OTP-based online or biometric-based at a CSC.
- The bank account must be NPCI-mapped to Aadhaar for DBT.
Who is NOT Eligible
The following are excluded from PM-KISAN, even if they own agricultural land:
- Institutional landholders (trusts, companies, organisations).
- Former and current holders of constitutional posts.
- Current and former Members of Parliament, State Legislators, Mayors, and District Panchayat Chairpersons.
- Current and former Ministers (Central and State).
- Serving or retired Central/State Government officers and employees. (Exception: Multi-Tasking Staff / Group D employees are not excluded.)
- Employees of Central/State PSUs and government autonomous bodies.
- Registered and practising professionals — Doctors, Engineers, Lawyers, Chartered Accountants, and Architects.
- Any farmer family where one or more members paid income tax in the last assessment year.
- Retired persons receiving a monthly pension of ₹10,000 or more. (Exception: Group D pensioners are not excluded.)
Financial Assistance
| Component | Details |
|---|---|
| Total Annual Amount | ₹6,000 per farmer family |
| Installment 1 (April–July) | ₹2,000 |
| Installment 2 (August–November) | ₹2,000 |
| Installment 3 (December–March) | ₹2,000 |
| Funding | 100% by Government of India |
| Payment Mode | DBT to Aadhaar-linked bank account |
| Repayment | None — this is a non-repayable transfer |
Documents Required
- Aadhaar Card (mandatory)
- Bank Account Passbook (Aadhaar-seeded)
- Land Ownership Records — Khatauni, Khasra, RoR, or Land Possession Certificate
- Mobile Number (linked to Aadhaar for OTP-based e-KYC)
- Passport-size Photograph
How to Apply
Online Process
- Go to pmkisan.gov.in.
- Click "Farmer's Corner" → "New Farmer Registration".
- Choose Rural or Urban area.
- Enter your Aadhaar number and state.
- Complete the captcha and click Search.
- Fill in the registration form — personal details, bank account, land details (Khasra/Khatauni, area in hectares).
- Submit and save the registration number.
- Complete e-KYC through the portal (OTP-based) or visit a CSC (biometric).
You can also register through the PMKISAN GoI mobile app (Google Play Store).
Offline Process
- Visit your nearest Common Service Centre (CSC) or local Agriculture Department office.
- Carry your Aadhaar card, bank passbook, land documents, and mobile phone.
- The operator or official will fill in the form on your behalf.
- Complete biometric e-KYC at the CSC if prompted.
- Collect the acknowledgment slip.
Important Links
| Purpose | Link |
|---|---|
| Official Website | pmkisan.gov.in |
| New Farmer Registration | pmkisan.gov.in/registrationformnew |
| Beneficiary Status Check | pmkisan.gov.in — Know Your Status |
| e-KYC | pmkisan.gov.in — eKYC |
| Mobile App | Google Play Store — PMKISAN GoI |
| Helpline | 155261 / 011-24300606 |
| Ministry Page | agricoop.nic.in |
About the Scheme
What is PM-KISAN?
PM-KISAN is the Government of India's flagship income support programme for farmers. It provides ₹6,000 per year directly to the bank accounts of eligible landholding farmer families across the country.
Why Was It Launched?
Millions of Indian farmers struggle to buy seeds, fertilisers, and other inputs at the start of each cropping season. Many end up borrowing from informal money lenders at high interest rates. PM-KISAN was created to put money directly into farmers' hands before the sowing season, reducing their dependence on costly informal credit.
How Does It Work?
The Central Government releases ₹2,000 three times a year to every verified beneficiary through DBT. The state governments verify land ownership records and approve beneficiary lists. Once a farmer is verified and has completed e-KYC, payments flow automatically every cycle.The scheme was initially limited to small and marginal farmers with up to 2 hectares of land. From June 2019, this cap was removed, and all landholding farmer families became eligible.
Latest Updates (2026)
- 23rd installment released on 20th June 2026 — ₹18,880 crore disbursed to over 9.44 crore farmers at an event in Tarakeswar, Hooghly, West Bengal.
- 24th installment is expected around October 2026 (no official date announced yet).
- e-KYC remains mandatory — farmers who have not completed it will not receive future installments.
- Total disbursement since the scheme's launch has crossed ₹4.46 lakh crore.
- Aadhaar-NPCI bank mapping continues to be strictly enforced.
Comparison
| Feature | PM-KISAN | PM-KISAN Maan Dhan Yojana |
|---|---|---|
| Type | Income Support | Pension Scheme |
| Benefit | ₹6,000/year (3 installments) | ₹3,000/month pension after age 60 |
| Target | All landholding farmers | Small/marginal farmers aged 18–40 |
| Contribution | No contribution needed | Monthly contribution (₹55–₹200) |
| Funding | 100% Central Government | Co-contributed by farmer and government |
| Payment Mode | DBT | Pension through LIC |
Common Mistakes While Applying
- Not completing e-KYC — This is the most common reason for missed installments. Complete it immediately after registration.
- Aadhaar not linked to bank account — Without Aadhaar seeding, DBT payments will fail.
- NPCI mapping not done — Even if Aadhaar is linked to your bank account, you must also ensure NPCI mapping is active. Check with your bank.
- Name mismatch — Your name on Aadhaar, bank account, and land records must match exactly. Even small spelling differences can cause rejection.
- Wrong land details — Entering incorrect Khasra or Khatauni numbers leads to verification failure.
- Duplicate applications — Applying more than once with the same Aadhaar is automatically flagged and rejected.
- Inactive bank account — If your bank account is dormant, the payment will bounce. Keep it active.
Frequently Asked Questions
How much money do I get under PM-KISAN?
You get ₹6,000 per year in three installments of ₹2,000 each.
Is PM-KISAN a loan?
No. It is a direct income transfer. You do not need to repay anything.
Is there any landholding limit to apply?
No. The 2-hectare limit was removed in June 2019. All landholding farmer families are eligible.
Is e-KYC mandatory?
Yes. You cannot receive installments without completing Aadhaar-based e-KYC (online via OTP or biometric at a CSC).
How do I check my payment status?
Visit pmkisan.gov.in → Farmer's Corner → Know Your Status → Enter your registration or mobile number → Verify OTP.
Can government employees get PM-KISAN?
No. Serving and retired government officers/employees are excluded. Only Multi-Tasking Staff/Group D employees are exempted from this rule.
Can I get PM-KISAN along with crop insurance (PMFBY)?
Yes. There is no restriction on receiving PM-KISAN and PMFBY benefits simultaneously.
What if my payment is stuck?
Check your e-KYC status, Aadhaar-bank seeding, and NPCI mapping. If everything is correct, contact the helpline at 155261.
Can tenant farmers apply?
Only farmers whose name appears in the state land records as landowners are eligible. Tenant farmers without land ownership records are generally not covered.
When is the 24th installment expected?
Based on the payment cycle, the 24th installment is expected around October 2026. No official date has been announced yet.
Conclusion
PM-KISAN Samman Nidhi Yojana is one of India's most impactful farmer welfare schemes, delivering ₹6,000 per year directly to over 9 crore farmer families without any middlemen. With the 23rd installment already released in June 2026 and total disbursements crossing ₹4.46 lakh crore, the scheme remains a reliable financial support for the farming community. If you are an eligible farmer, make sure your e-KYC is complete and your bank account is Aadhaar-seeded — visit pmkisan.gov.in today to register or check your status.
Related Schemes
Pradhan Mantri Fasal Bima Yojana
PMFBY offers affordable crop insurance to Indian farmers at 1.5%–5% premium. Check…
Kisan Credit Card Scheme
Kisan Credit Card gives farmers loans at just 4% interest with timely repayment. Check…
Soil Health Card Scheme
The Soil Health Card Scheme provides crop-specific fertilizer recommendations to farmers.…
Rashtriya Krishi Vikas Yojana
Learn about the restructured Pradhan Mantri Rashtriya Krishi Vikas Yojana (PM-RKVY).…